It’s not your salary that makes you rich,
it’s your spending habits..
Don’t let your fantasies speed-up your reality..
Bury your financial fantasies,
work hard, spend & invest wisely..
~ Charles A. Jaffe
Most people said, money isn’t important, or
money does not buy happiness. How many times have you heard this? Lots
of times, I am willing to bet!!! Many will argue that money is an object
that, while making life a little easier, doesn’t or can’t buy
happiness. My view is slightly different, and I think I’ve had enough
“education” in this regard. I mean, I do subscribe to the notion that
money isn’t everything, but I also believe that it is a major, critical
facet of life today. If we can take the need for money out of our life’s
equation then we will be free to live life as it’s meant to be lived.
But as long as it remains a means for survival, nobody can tell me money
isn’t important or doesn’t create an immense amount of unhappiness and
stress.
I mean, after pass the college and living
in reality for few months, met a lot of people that having different
socio-economic life, I realize that it’s not about “the money itself”,
but the most important thing is the saving, or a sufficient continuous
income. Because, our savings, believe it or not, affect the way we
stand, the way we walk, and our self-confidence. What I understand, the harsh truth is that,
a man without savings is always running. He must take the first job
offered. He sits nervously on life’s chairs because any small emergency
throws him into the hands of others. Without savings, a man is often
fearful of the present and the future. Being in a constant state of fear
is a horrible way to live, right?
A man with savings can walk tall. He may
appraise opportunities in a relaxed way, have time for judicious
estimates and intelligent decisions. He need not be rushed by life’s
problems or economic necessity. Then, for sure the question is how much
money do we really need? The answers to these questions depends on our
lifestyle and what our material needs are. So, as the saying goes, the
main goals are not the money, but to gain a financial freedom. Please
note, It isn’t the same as being rich. Although people often confuse the
two, they are completely separate goals.
So, how do you build it? Based on my
experienced, the best way to achieve our financial goals is to have
stable income, that comes from a good career, whether as employee or
entrepeneur. And, our decision about what career path to take, should
not be solely driven by money, however. Ideally, our career should
involve work we find interesting and which we can identify with. Working
just for a paycheck is to “have a job”, not a career..Well, the answer is slightly different for
everyone, maybe. But it’s an answer we should be seeking. For me, it’s
just simple, financial freedom mean as not needing to worry about money.
In simple words, financial freedom = Happiness..
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